Read time: 6 minutes

Published: 30 June 2026

Location: Central London (Zones 1–2)

Quick Answer

THS provides what the market calls guaranteed rent, and what we call near-guaranteed rent, to prime central London landlords on 3 to 5 year corporate leases. The rent is paid because the housing provider's funding comes from local authority contracts, housing benefit, and government care packages. Fixed monthly income, no voids, no tenant management, outside the Renters' Rights Act, because the tenant on your lease is a company, not an individual. From first call to first payment: 28 days.

Prime Central London Coverage (Zones 1–2)

This page covers THS's prime central boroughs. For the rest of Greater London, see our Greater London landlord guide.

Westminster & City

Westminster, City of London, Victoria, Pimlico

Camden

Camden Town, King's Cross, Kentish Town, Bloomsbury

Kensington & Chelsea

Kensington, Chelsea, Notting Hill, Earl's Court

Islington

Angel, Highbury, Barnsbury, Finsbury Park fringe

Not sure if your central London postcode qualifies? Call us on 0118 324 2323 or complete the assessment form below. The first call is diagnostic, not sales: 5 qualifying questions before any pitch.

Why Central London Landlords Face Higher RRA Exposure

The Renters' Rights Act 2025 in Zones 1–2: Higher Stakes

Central London landlords carry the largest absolute exposure under the RRA 2025, for a structural reason:

The rent at stake is the highest in the country. Zone 1–2 rents mean a contested possession that takes months costs more in lost rent, mortgage payments, and legal fees here than anywhere else in England.
Section 21 is gone. Possession now requires ground-based reasons, evidenced and heard by a tribunal, and contested claims can take months to resolve.
Compliance is not optional. Prime central stock often sits in leasehold blocks with layered obligations: head lease, licensing, condition standards, all documented, all on you under an AST.

Corporate leases sit outside the Renters' Rights Act 2025. The Act governs AST tenancies between a landlord and an individual residential occupier. A THS corporate lease is a business-to-business agreement: the tenant on your lease is a company, not an individual, so the Act's tenant protections do not apply to your lease.

How the Rent Figure Works in Zones 1–2

Housing associations, CICs, and supported living providers hold placement contracts across central boroughs, funded by local authority contracts, housing benefit, and government care packages. That government-backed funding stream, not a private tenant's salary, is what makes the rent near-guaranteed.

One honest note for prime central landlords: the fixed figure is set below your open-market ceiling in exchange for certainty and zero effort. If your priority is optimising a prime rent figure upward, we're not the right fit, and we'll say that in the first call. Our calculator uses a conservative baseline of 85% of stated rental value; your exact figure is agreed at property assessment.

What Central London Properties Qualify?

Portfolio landlords with 2+ properties
Studio flats through to 4+ bedroom houses in Zones 1–2
Leasehold and freehold, subject to a head lease permission check (most prime central stock is leasehold, so we check this first)
Properties with or without current tenants (we manage the transition)

Borough Notes: Zones 1–2

No rate card. Your figure is agreed at assessment, and the provider placing occupants is named before you sign.

Westminster & City of London

Structure note: Predominantly leasehold flats; the head lease permission check comes first. Provider demand is steady for well-maintained one and two bedroom stock.

Camden & Islington

Structure note: Mixed period conversions and purpose-built blocks. Strong provider placement demand, and licensing schemes apply in parts of both boroughs; THS ensures required licences are in place.

Kensington & Chelsea

Structure note: The widest gap between market ceiling and fixed figure sits here, which is exactly the trade: certainty and zero effort in exchange for not chasing the prime ceiling. Right for landlords who value time over the last pound of rent.

What the Structure Looks Like for a Zone 1–2 Portfolio

A worked example of the mechanism (illustrative, not a named client)

Take a landlord with two leasehold flats in Camden and Islington, self-managed on ASTs for a decade, with at least one bad tenant in the last two years. The pattern we see:

Before: Two separate tenancies, two deposit schemes, two sets of compliance records, voids between every tenancy, and calls at 11pm.
The lease: Both flats move onto a single corporate lease with Total Housing Group as the tenant. Head lease permissions checked first; the housing provider placing occupants is named before signing.
After: One fixed monthly payment covering both flats, set below the market ceiling at assessment. Zero calls, zero maintenance decisions, zero contact with occupants, for the full 3 to 5 year term. No monthly fees: THS earns on the sublease margin.
Why the rent keeps arriving: the provider's funding comes from local authority contracts, housing benefit, and government care packages, not from a tenant who might lose their job.

For real, named landlord outcomes with figures, including a Reading 4-property portfolio and an East London HMO, see our case studies page.

Comparison: Direct Central London AST vs THS Corporate Lease

Aspect	Direct AST (London)	THS Corporate Lease
Monthly income	Variable — arrears, voids, disputes	Fixed every month, backed by provider funding
RRA 2025 compliance	Your liability, fully documented	RRA does not apply to corporate leases
Possession timeline	Months, court-dependent	THS's issue — your rent continues
Tenant challenges	Contested possession is a real risk you carry	No AST relationship — no RRA challenge possible
Void periods	Weeks of lost rent between tenancies	Zero — THS covers regardless
Who occupies	Individual tenants you screen yourself	Occupants placed by a vetted housing association, CIC, or supported living provider — named before you sign
Licence requirements	Many London boroughs require selective/HMO licences	THS manages licence compliance where required

GHL FORM — PASTE EMBED CODE HERE

Form: London Assessment

Central London Landlord FAQs

Which central London boroughs does this page cover?

The prime central boroughs in Zones 1–2: Westminster, the City of London, Camden, Islington, and Kensington & Chelsea. For Hackney, Tower Hamlets, Southwark, Lambeth, Wandsworth, and the rest of Greater London, see our Greater London guide, or call us on 0118 324 2323 to confirm your postcode.

Why is the Renters' Rights Act 2025 a bigger risk in Zones 1–2?

Because the rent at stake is the highest in the country. When a contested possession takes months, lost rent, continuing mortgage payments, and legal fees scale with the rent level, and Zone 1–2 rents are the steepest in England. Corporate leases sit outside the Act: the tenant on your lease is a company, not an individual.

What rent can I expect for a Zone 1–2 property?

A fixed figure agreed at property assessment, set below your open-market ceiling in exchange for certainty and zero effort. Our calculator uses a conservative baseline of 85% of stated rental value; the exact figure depends on size, condition, and location. We quote a number, not a range, before you commit to anything.

How quickly can a central London property start?

The typical timeline is 28 days from first call to first payment. The first call is diagnostic, not sales: 5 qualifying questions before any pitch.

Will a corporate lease affect my property's leasehold or mortgage?

For leasehold properties (most prime central stock), THS checks that the head lease permits sub-letting or corporate tenancy before any agreement is signed. For mortgaged properties, we verify lender consent. Any issues are flagged before you are committed to anything.

Who actually occupies the property?

Occupants are placed by a vetted housing association, CIC, or supported living provider, and we name the provider before anything is signed. Their funding comes from local authority contracts, housing benefit, and government care packages, which is what backs the rent.

Can I switch back to an AST after the corporate lease?

Yes, at the end of the agreed term (3 to 5 years). You can revert to an AST, renew the corporate lease, or sell the property. THS contacts you before end of term to discuss options; exit provisions are set out in the lease you review with your solicitor.

What happens if the property needs major repairs during the lease?

Routine repairs and day-to-day maintenance are handled by THS. For major structural or building fabric repairs, you retain responsibility as the freeholder or owner, clearly defined in the lease agreement. THS coordinates access and logistics; your fixed rent continues throughout any repair period.

Get Your Central London Assessment

Find out what your Zone 1–2 property qualifies for. Fixed income, no voids, outside the RRA framework. Typical timeline: 28 days from first call to first payment. The occupants will be placed by a housing association, CIC, or supported living provider, named before anything is signed.

Call Now: 0118 324 2323 Start Your Assessment

Related Resources

About Total Housing Solutions

Total Housing Solutions structures corporate lease agreements between portfolio landlords and housing providers, including prime central London boroughs. 50+ active long-term leases. £1.3M+ in guaranteed rent secured.

Under a full THS corporate lease you retain ownership and nothing else: property management, occupant matters, repair coordination, licence compliance, and legal structure all sit with us.

Professional Indemnity Insured